LENARD TIMOTHY Mc RAE
Chief Executive Officer
1912 Botanic Villas Little Diamond
Summary
Dynamic leader with over fifteen years of expertise in banking, credit risk management, financial services, corporate governance, and digital transformation. Proven track record of driving sustainable growth and strengthening financial institutions while expanding financial inclusion and creating long-term value for stakeholders. Committed to delivering strategic leadership and innovative solutions within organizations focused on operational excellence and responsible growth. Passionate about contributing to economic development through effective management and forward-thinking initiatives.
Overview
1
1
Language
15
15
years of professional experience
Work History
Chief Executive Officer & Board Director
EveryData (Guyana) Inc.
02.2023 - Current
- Responsibilities:
- Lead strategic planning and execution.
- Oversee financial performance, budgeting and forecasting.
- Lead enterprise risk management and governance initiatives.
- Manage regulatory, stakeholder and government relationships.
- Lead product development, innovation and digital transformation.
- Develop strategic partnerships and business growth initiatives.
- Lead talent development and organizational performance.
- Report to the Board and Group Executive Leadership.
- Achievements:
- Elevated to the Board of Directors while continuing as CEO.
- Delivered strong revenue and profit growth.
- Led API integration initiatives with commercial banks.
- Expanded financial inclusion and stakeholder engagement initiatives.
- Guyana's only licensed credit bureau.
Business Banking Manager
Scotiabank Guyana
09.2022 - 02.2023
- Responsibilities:
- Managed a portfolio of SME and commercial banking relationships.
- Structured lending, working capital and financing solutions.
- Conducted credit analysis and risk assessments.
- Developed business acquisition and portfolio growth strategies.
- Managed portfolio quality and customer retention.
- Ensured AML/CFT, KYC and regulatory compliance.
- Coached and developed team members.
- Achievements:
- Expanded and managed a diversified business banking portfolio.
- Delivered growth while maintaining prudent risk standards.
Republic Bank (Guyana) Limited
07.2011 - 09.2022
- Career Progression:
- Supervisor I - Sales
- Personal Banking Officer
- Personal Banking Officer (Acting)
- Personal Loans Officer - Retail Lending Unit
- Personal Loans Officer (Acting)
- Cheque Book Clerk
- Customer Service Representative / Teller
- Teller - Treasury Department
- Currency Supply Clerk - Cash Processing Centre
- Responsibilities:
- Led sales and customer acquisition initiatives.
- Managed personal banking and lending portfolios.
- Conducted credit assessments and lending recommendations.
- Managed customer relationships and portfolio growth.
- Supported branch profitability and service delivery.
- Ensured compliance with banking policies and procedures.
- Achievements:
- Progressed through nine positions over eleven years.
- Top-performing sales and lending officer for more than 50% of banking career.
Education
Master of Business Administration (MBA) -
University of East London
London, England05-2025
Bachelor of Science - Marketing
University of Guyana
Georgetown, Guyana11-2022
Skills
Executive Leadership
Corporate Governance
Strategic Planning
Banking & Financial Services
Credit Risk Management
Financial Inclusion
Digital Transformation
Affiliations
- Board Director – EveryData (Guyana) Inc.
- Finance Committee Member – Georgetown Chamber of Commerce & Industry (GCCI).
- Belt and Road Initiative Executive Development Programme, China (2025).
- Regular speaker on financial inclusion, credit reporting, responsible lending, financial literacy and digital transformation.
Timeline
Chief Executive Officer & Board Director
EveryData (Guyana) Inc.
02.2023 - Current
Business Banking Manager
Scotiabank Guyana
09.2022 - 02.2023
Republic Bank (Guyana) Limited
07.2011 - 09.2022
Master of Business Administration (MBA) -
University of East London
Bachelor of Science - Marketing
University of Guyana
PROFESSIONAL DEVELOPMENT & TRAINING
- Banking, Credit Risk & Lending
- Portfolio Management of Credit Assets
- Loan Structuring
- Introduction to Credit Risk
- Developing Credit Solutions
- Cash Flow Analysis
- Consumer Credit Products
- Business Banking & Sales
- Building and Retaining Customer Relationships
- Introduction to Relationship Selling
- Fair Lending
- Compliance, Regulatory & Risk Management
- Anti-Money Laundering (AML)
- Anti-Money Laundering – Commercial and Private Banking
- AML/CTF/PF and FATCA/CRS Training
- Foreign Account Tax Compliance Act (FATCA)
- Know Your Customer (KYC) and Regulatory Compliance
- Leadership, Service & Professional Skills
- Critical Thinking
- Planning, Organizing and Time Management
- Managing Time at Work
- Stress Management
- Managing Difficult Customers
- Service Excellence and Customer Experience
- Business Communication and Email Management
- Health, Safety & Corporate Responsibility
- Health, Safety and Environment (HSE) Programme
AWARDS & RECOGNITION
- Results Orientation Award (2019),
- Ingenuity Award (2017),
- Best Sports Personality Award (2015),
- Consistently recognized for sales performance and business development results.